Personal contributions to our SIPPs are made net of tax relief at the relevant rate, prior to age 75.
For contributions paid up to the 5th of the calendar month, tax relief should be received on 21st of the following calendar month (or the next working day, if 21st is not a working day):
| Date contribution received | Date tax relief to be received on |
|---|---|
| 6 April 2026 to 5 May 2026 | 22 June 2026 |
| 6 May 2026 to 5 June 2026 | 21 July 2026 |
| 6 June 2026 to 5 July 2026 | 21 August 2026 |
| 6 July 2026 to 5 August 2026 | 21 October 2026 |
| 6 September 2026 to 5 October 2026 | 23 November 2026 |
| 6 October 2026 to 5 November 2026 | 21 December 2026 |
| 6 November 2026 to 5 December 2026 | 21 January 2027 |
| 6 December 2026 to 5 January 2027 | 22 February 2027 |
| 6 January 2027 to 5 February 2027 | 22 March 2027 |
| 6 February 2027 to 5 March 2027 | 21 April 2027 |
| 6 March 2027 to 5 April 2027 | 21 May 2027 |
We claim tax relief monthly, we have no control of the above timescales which are dictated by HMRC.
Note that the relevant rate of tax relief depends on whether you are a Scottish taxpayer, Welsh taxpayer or taxpayer in the rest of the United Kingdom (UK):
- Scottish basic rate for Scottish taxpayers
- Welsh basic rate for Welsh taxpayers
- Basic rate for taxpayers in the rest of the UK
If you are eligible for further tax relief on your personal contributions, you should reclaim that extra element via your self assessment tax return or by contacting HMRC.
If you have any questions about this, please contact our Platinum SIPP team on 0345 25 05 609 or email [email protected].
